Benefits overview

United States

At Adobe, we remain committed to providing our employees with flexible, comprehensive benefits so you can take care of yourself and your family in an affordable way. The following is an overview of the wide-ranging benefit programs available to U.S. employees.

Medical

You have the option to select one of these medical plans:

Aetna 80/60 Choice POS II

Benefits include:
- A US$1,000 deductible for in-network services
- Out-of-network health care options
This plan does not cover preventive care.
Aetna HealthFund (HRA)

Adobe contributes annually to a fund that helps pay covered medical expenses. Any remaining fund balance rolls over to the next year, with no cap. This is a consumer-directed health plan.

Benefits include:
- An annual deductible that is reduced by the fund
- No office visit copayments
- A base medical plan that pays 90% of covered expenses
- Out-of-network health care options
Aetna 90/70 Choice POS II

Benefits include:
- A US$250 deductible
- A US$10 primary physician copayment and a US$25 copayment for specialists
- Out-of-network health care options
Aetna Out-of-Area

Benefits include:
- A US$250 deductible
- 80% coverage for office visits after the deductible is met
This plan is available to employees who do not live in the Aetna Choice POS II network.
Kaiser Permanente HMO (in California)

Most services are covered at 100% after a US$10 copayment. Members must use network providers.
Blue Cross Blue Shield POS (in Massachusetts)

Benefits include:
- A US$250 deductible
- A US$10 primary physician copayment and a US$25 copayment for specialists
- Out-of-network health care options

Dental

You have the option to select one of these dental plans:

Delta Preferred Option USA (PPO)
- A US$50 individual or US$150 family deductible
- A US$2,000 individual annual maximum
- Delta PPO Network: Offers the highest level (100%/90%/60%) of coverage based on reduced negotiated fees
- Delta Premier Network: Offers 100%/80%/50% coverage based on reduced negotiated fees
- Non-network: Offers 100%/80%/50% coverage based on non-negotiated fees
- Orthodontia covered for children and adults at 50% with a separate US$2,000 lifetime maximum
UCCI/DMO (California only)
- Most services covered at 100%.
- Selection of a primary care dentist and referrals to specialty dentists required
- Orthodontia covered after a member copayment of US$1,500 for children or US$2,000 for adults

Prescription drugs

Prescription drugs are covered through each medical plan. The Aetna and Blue Cross Blue Shield plans provide for a three-tier copayment structure of US$5/$25/$25, depending on the type of prescription. Kaiser participants pay US$10 for each prescription. Mail order programs are available under all plans.

Two vision plan options

Adobe offers two vision plan options: Vision Basic and Vision Plus.

Vision Basic

Benefits include:
- A US$10 copayment
- An exam and lenses covered once every 12 months
- Frames covered once every 24 months
- Contact lenses covered once every 12 months in lieu of lenses and frames
- Choice of preferred or nonpreferred providers
Vision Plus

Benefits include:
- A US$10 copayment
- An exam, lenses, and frames covered once every 12 months
- Choice of two pairs of glasses, two sets of contact lenses, or one pair of glasses and one pair of contacts every 12 months
- A higher coverage amount for frames and contact lenses

Life and accidental death and dismemberment insurance (AD&D)

You can select a life insurance policy and an AD&D policy that pays up to three times your base salary up to US$250,000 for each policy. You can buy up to US$1 million in additional coverage in US$50,000 increments.

Dependent life insurance

You can add US$12,500–$100,000 of dependent life insurance to your policy. Evidence of insurability is required at certain levels.

Long-term disability insurance

Adobe offers coverage for long-term disability that pays 66 2/3% of your salary.

Dependent care reimbursement account

With Adobe's dependent care reimbursement account, you can set aside up to US$5,000 (or US$3,800 with Adobe's child care gift) from your pretaxed salary per calendar year for qualified day care and elder care expenses. Adobe provides a nontaxable US$100 per month gift if you elect coverage and have a child(ren) under age 13 in day care.

Health care reimbursement account

You can set aside up to US$4,000 from your pretax salary per calendar year for qualified health expenses.

Group legal plan

Offered through ARAG Group, this plan provides direct access to attorneys for a wide range of legal matters.

Long-term care

Offered through CNA, this program provides financial benefits for nursing home or community-based care beyond the traditional medical plans.

Home/auto and pet insurance

Offered through MetLife, this plan provides the opportunity to purchase personal auto, home, or pet insurance at competitive group rates that you pay for through payroll deductions.

Backup care options

Offered through Work Options Group, this program provides employees with up to 100 hours per year of temporary backup child and adult or elder care when normal care arrangements fall through. Fully licensed in-home and center-based care options are available.

Time off

Personal time off (PTO)

PTO is available for vacation, sick leave, personal business, and floating holidays. Employees accrue PTO at 16 hours (2 days) per month for the first 5 years of service.

Sabbatical

A sabbatical is three weeks of paid time off, in addition to PTO, that is granted to employees after five years of continuous regular employment.

Holidays

In the United States, Adobe observes ten paid holidays per calendar year, in addition to PTO.

Holiday shutdown

Adobe typically closes its North America offices between the Christmas and New Year's holidays. During this shutdown, employees are required to use PTO or borrow against future PTO for the days that are not paid holidays.

Additional benefits

Adoption assistance program

Adobe reimburses U.S. employees up to US$5,000 for eligible adoption expenses upon finalization of the adoption and US$2,000 for the adoption of a stepchild.

Business travel accident insurance (worldwide)

Adobe holds a business travel insurance policy that provides you with three times your annual salary, up to a maximum of US$500,000, while traveling on business for Adobe. The business travel insurance also includes a global medical program that covers any medical emergency for up to a maximum of US$250,000.

Cafeteria

Two full-service cafeterias are provided at Adobe's corporate headquarters in San Jose, California, and in Adobe's San Francisco, California, and Seattle, Washington offices.

Commute Alternatives program

For U.S. employees, Adobe's Commute Alternatives program is designed to help employees find less stressful, more environmentally beneficial ways to get to work instead of driving alone, such as carpooling, riding public transit, and bicycling.

Adobe's commute alternatives in San Jose and San Francisco include:

Personalized commute information and assistance
GOPass annual transit passes that provide unlimited, free rides on Caltrain
US$100 per month in commuter checks for vanpools and local transit systems
A carpool matching referral service
An emergency ride home program
Secure bicycle parking
Commuter prize drawings
A shuttle connection to and from Adobe San Francisco and the Civic Center BART station as well as the 4th and King Caltrain station
Special events such as Bike to Work Week, Spare the Air Days, and Rideshare Week
A shuttle connection to and from the downtown San Jose train station

Adobe's commute alternatives in Seattle include:

A yearly transit pass provided at no cost that includes Metro and Sound Transit bus routes and the Sounder Train
Free vanpool ridership
An emergency ride home program
A Washington state ferry subsidy
A shuttle van between the ferry and train station and Adobe's Seattle campus
Non-motorized commute and carpool incentive for walkers, bikers, carpoolers, and kayakers
Secure bicycle parking, locker rooms, and showers
Special events such as Bike to Work Week

Adobe's commute alternatives for other U.S. sites include a US$100 per month subsidy for public transit and eligible vanpools.

Credit union

For U.S. employees, credit union memberships are available at some locations.

Educational assistance program (worldwide)

Adobe reimburses 100% of the cost of fees, tuition, and books for eligible business-related courses and certificate programs up to a maximum per year with your manager's approval. The annual maximum varies by country.

Employee activities and events

Adobe fosters a sense of community and encourages fun in the workplace. The ESCAPE (Entertainment, Sports, Celebrations, Activities, Party-planning, and Events) Committee is a group of high-spirited and involved Adobe employees who plan monthly activities and events for their San Jose and Seattle colleagues. Activities include annual employee outings to local festivals and fun spots, tickets to local sporting events and comedy shows, special movie screenings, and more. The ESCAPE Committee meets regularly, with volunteers coordinating various events. ESCAPE events are open to all regular Adobe employees and are largely company funded.

Employee purchase program (worldwide)

Adobe offers discounts on equipment and Adobe software for personal use.

Employee Assistance Program (EAP, worldwide)

The EAP provides awareness, education, and confidential counseling assistance for a range of work/life issues, including stress management, relationship challenges, illness, and life-changing events (such as the birth of a child, bereavement, or a job change). Specifically, the EAP provides counseling services, online tools, and crisis management.

Fitness program (worldwide)

Adobe's corporate headquarters has a fully equipped exercise room and fitness classes. Health club membership subsidies are available at other U.S. and non-U.S. locations and for remote employees. The monthly subsidy varies by country.

Matching gift program (worldwide)

Adobe matches employee contributions to qualified nonprofit organizations up to a maximum of US$5,000 per calendar year.

Patent program (worldwide)

Adobe supports new ideas by applying for patents conceived by employees.