Benefits overview
United States
At Adobe, we remain committed to providing our employees with flexible, comprehensive benefits so you can take care of yourself and your family in an affordable way. The following is an overview of the wide-ranging benefit programs available to U.S. employees.
Medical
You have the option to select one of these medical plans:
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Aetna 80/60 Choice POS II
Benefits include:
- A US $1,000 deductible for in-network services
- Out-of-network health care options
This plan does not cover preventive care..
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Aetna HealthFund (HRA)
Adobe contributes annually to a fund that helps pay covered medical expenses. Any remaining fund balance rolls over to the next year. This is a consumer-directed health plan.
Benefits include:
- An annual deductible that is reduced by the fund
- No office visit copayments
- A base medical plan that pays 90% of covered expenses
- Out-of-network health care options
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Aetna 90/70 Choice POS II
Benefits include:
- A US$500 deductible
- A US$15 primary physician copayment and a US$30 copayment for specialists
- Out-of-network health care options
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Aetna Out-of-Area
Benefits include:
- A US$250 deductible
- 80% coverage for office visits after the deductible is met
This plan is available to employees who do not live in the Aetna Choice POS II network..
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Kaiser Permanente HMO (in California)
Most services are covered at 100% after a US$15 copayment. Members must use network providers.
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Blue Cross Blue Shield POS (in Massachusetts)
Benefits include:
- A US $500 deductible
- A US $15 primary physician copayment and a US $30 copayment for specialists
- Out-of-network health care options
Dental
You have the option to select one of these dental plans:
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Delta Preferred Option USA (PPO)
- A US$50 individual or US$150 family deductible
- A US$2,000 individual annual maximum
- Delta PPO Network: Offers the highest level (100%/90%/60%) of coverage based on reduced negotiated fees
- Delta Premier Network: Offers 100%/80%/50% coverage based on reduced negotiated fees
- Non-network: Offers 100%/80%/50% coverage based on non-negotiated fees
- Orthodontia covered for children and adults at 50% with a separate US$2,000 lifetime maximum
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UCCI/DMO (California only)
- Most services covered at 100%.
- Selection of a primary care dentist and referrals to specialty dentists required
- Orthodontia covered after a member copayment of US$1,500 for children or US$2,000 for adults
Prescription drugs
Prescription drugs are covered through each medical plan. The Aetna and Blue Cross Blue Shield plans provide for a three-tier copayment structure of US$10/$30/$45, depending on the type of prescription. Kaiser participants pay US$15 for each prescription. Mail order programs are available under all plans.
Two vision plan options
Adobe offers two vision plan options: Vision Basic and Vision Plus.
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Vision Basic
Benefits include:
- A US$10 copayment
- An exam and lenses covered once every 12 months
- Frames covered once every 24 months
- Contact lenses covered once every 12 months in lieu of lenses and frames
- Choice of preferred or non-preferred providers
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Vision Plus
Benefits include:
- A US$10 copayment
- An exam, lenses, and frames covered once every 12 months
- Choice of two pairs of glasses, two sets of contact lenses, or one pair of glasses and one pair of contacts every 12 months
- A higher coverage amount for frames and contact lenses
Life and accidental death and dismemberment insurance (AD&D)
You can select a basic life insurance policy and a basic AD&D policy that pays up to three times your base salary up to US$250,000 for each policy. You can buy up to US$2 million coverage (combined with basic coverage) in US$50,000 increments for each policy.
Dependent life insurance
You can add US$12,500–$50,000 for Child Life insurance and US$25,000 - $250,000 of Spouse/Domestic Partner life insurance to your policy. Evidence of insurability is required at certain levels.
Long-term disability insurance
Adobe offers coverage for long-term disability that pays 66 2/3% of your salary.
Dependent Care Flexible Spending Account
With Adobe's Dependent Care FSA, you can set aside up to US$5,000 from your pretax salary per calendar year for qualified day care and elder care expenses. Adobe provides a nontaxable gift of up to US$100 per month if you elect coverage and have a child(ren) under age 13 in day care.
Health Care Flexible Spending Account
You can set aside up to US$5,000 from your pretax salary per calendar year for qualified health expenses.
Group legal plan
Offered through ARAG Group, this plan provides direct access to attorneys for a wide range of legal matters.
Long-term care
Offered through CNA, this program provides financial benefits for nursing home or community-based care beyond the traditional medical plans.
Home/auto and pet insurance
Offered through MetLife, this plan provides the opportunity to purchase personal auto, home, or pet insurance at competitive group rates that you pay for through payroll deductions.
Back-Up Child/Elder Care
Offered through Bright Horizons, this program provides employees with up to 100 hours per year of temporary back-up child and adult or elder care when normal care arrangements fall through. Fully licensed in-home and center-based care options are available.
Time off
Time off
Exempt employees
At Adobe, we believe that taking time off for vacation and other personal needs is essential to the health and productivity of every employee. Like a number of other employers in the United States, Adobe does not have prescribed vacation days or a "paid time off" (PTO) policy for its exempt employees. Each employee's personal and work situation is unique, and we encourage employees to work directly with their managers to arrange for time off. Employees simply continue to receive their regular pay when they are taking time away from work for vacation or other personal reasons*.
*With the exception of time off for illness or leaves of absence, which are handled separately under those policies.
Non-Exempt Employees
PTO is available for vacation, sick leave, personal business, and floating holidays. Employees accrue PTO at 16 hours (2 days) per month for the first 5 years of service.
Sick time
Exempt employees are provided 10 sick days per year.
Non-Exempt Employees
PTO is available for vacation, sick leave, personal business, and floating holidays. Employees accrue PTO at 16 hours (2 days) per month for the first 5 years of service.
Sabbatical
A Sabbatical is 4 weeks of paid time off after 5 years of regular continuous employment, 5 weeks after 10 years and 6 weeks after 15 years. The Sabbatical benefit is in addition to other Time Off benefits.
Holidays
In the United States, Adobe observes 12 paid holidays per calendar year, in addition to other Time Off benefits.
Holiday shutdown
Adobe typically closes its North America offices during the week of July 4th and between the Christmas and New Year's holidays.
Additional benefits
Adoption assistance program
Adobe reimburses U.S. employees up to US$5,000 for eligible adoption expenses upon finalization of the adoption.
Business travel accident insurance (worldwide)
Adobe holds a business travel insurance policy that provides you with three times your annual salary, up to a maximum of US$500,000, while traveling on business for Adobe. The business travel insurance also includes a global medical program that covers any medical emergency for up to a maximum of US$250,000.
Cafeteria
Full-service cafeterias are provided at Adobe's corporate headquarters in San Jose, California, and in Adobe's San Francisco, California, Seattle, Washington and Orem, Utah offices.
Commute Alternatives program
For U.S. employees, Adobe's Commute Alternatives program is designed to help employees find less stressful, more environmentally beneficial ways to get to work instead of driving alone, such as carpooling, riding public transit, and bicycling.
Adobe's commute alternatives in San Jose and San Francisco include:
- Personalized commute information and assistance
- GOPass annual transit passes that provide unlimited, free rides on Caltrain
- US$100 per month in commuter checks for vanpools and local transit systems
- A carpool matching referral service
- An emergency ride home program
- Secure bicycle parking
- Commuter prize drawings
- A shuttle connection to and from Adobe San Francisco, San Jose and the Civic Center BART station as well as the 4th and King Caltrain station
- Special events such as Bike to Work Week, Spare the Air Days, and Rideshare Week
- A shuttle connection to and from the downtown San Jose train station
Adobe's commute alternatives in Seattle include:
- A yearly transit pass provided at no cost that includes Metro and Sound Transit bus routes and the Sounder Train
- Free vanpool ridership
- An emergency ride home program
- A Washington state ferry subsidy
- A shuttle van between the ferry and train station and Adobe's Seattle campus
- Non-motorized commute and carpool incentive for walkers, bikers, carpoolers, and kayakers
- Secure bicycle parking, locker rooms, and showers
- Special events such as Bike to Work Week
Adobe's commute alternatives for other U.S. sites include a US$100 per month subsidy for public transit and eligible vanpools.
Credit union
For U.S. employees, credit union memberships are available at some locations.
Educational assistance program (worldwide)
Adobe reimburses 100% of the cost of fees, tuition, and books for eligible business-related courses and certificate programs up to a maximum per year with your manager's approval. The annual maximum varies by country.
Employee activities and events
Adobe fosters a sense of community and encourages fun in the workplace. The ESCAPE (Entertainment, Sports, Celebrations, Activities, Party-planning, and Events) Committee is a group of high-spirited and involved Adobe employees who plan monthly activities and events for their San Jose and Seattle colleagues. Activities include annual employee outings to local festivals and fun spots, tickets to local sporting events and comedy shows, special movie screenings, and more. The ESCAPE Committee meets regularly, with volunteers coordinating various events. ESCAPE events are open to all regular Adobe employees and are largely company funded.
Employee purchase program (worldwide)
Adobe offers discounts on equipment and Adobe software for personal use.
Employee Assistance Program (EAP, worldwide)
The EAP provides awareness, education, and confidential counseling assistance for a range of work/life issues, including stress management, relationship challenges, illness, and life-changing events (such as the birth of a child, bereavement, or a job change). Specifically, the EAP provides counseling services, online tools, and crisis management.
Fitness program (worldwide)
Adobe's larger offices have fully equipped exercise rooms and fitness classes. Subsidies for health club memberships and other wellness activities are available worldwide. The subsidy varies by country.
Matching gift program (worldwide)
Adobe matches employee contributions to qualified nonprofit organizations up to a maximum of US$5,000 per calendar year.
Patent program (worldwide)
Adobe supports new ideas by applying for patents conceived by employees.
Retirement
Adobe 401(k) Retirement Savings Plan
U.S. employees may contribute up to 65 percent of their compensation on a pre-tax or Roth after-tax basis, to Adobe's 401(k) Retirement Savings Plan (subject to IRS annual limits). Adobe matches 50 percent of the first 6 percent of eligible compensation. Employees may choose from a diversified lineup of investment options, including date specific Target Retirement Funds, in addition to a brokerage option. Investment advice and retirement seminars are offered to assist employees with investment decisions. Rollovers are accepted from previous employer qualified plans.
Adobe Deferred Compensation Plan
Adobe's Deferred Compensation Plan supplements the Adobe 401(k) Retirement Savings Plan by providing an additional opportunity to tax defer a portion of income. U.S. Director level positions and above are eligible to participate in this program. Eligible employees may defer compensation from base salary, commission pay, the annual incentive plan bonus, and equity.
