Acrobat
SBI, HDFC, ICICI, Axis: How to view and unlock your credit card PDF statement.
Learn how to access, unlock, and manage password-protected credit card statements from top banks in India using Adobe Acrobat.
Published by Adobe Acrobat India on 15 July 2025
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What is the password format for the SBI credit card PDF statement?
How can I view my ICICI credit card statement online or offline?
What is the password format for the HDFC credit card PDF statement?
How can I view or download my Axis credit card statement?
What is the correct password to open an ICICI credit card PDF statement?
Helpful Adobe Acrobat features for managing credit card statements
Troubleshooting guide: Can't open your credit card PDF statement?
Credit card statements from major banks in India like SBI, HDFC, ICICI and Axis are typically delivered as password-protected PDFs. While this enhances security, it can cause confusion for users trying to access their statements. In this guide, we’ll break down how to open these statements, what passwords are required, how to view them online or offline, and how Adobe Acrobat can make the entire process easier and more secure.
Key takeaways.
- Each bank uses a unique password format based on your name and date of birth to protect credit card PDF statements.
- ICICI, Axis, SBI and HDFC statements can be accessed online, offline, or via email, but always arrive password-protected.
- Adobe Acrobat allows you to easily unlock, search, highlight, and manage PDF statements securely across devices.
- You can convert, combine, and annotate your statements using Acrobat tools for better financial organisation.
- If you can’t open your PDF, double-check the password format and use Adobe Acrobat Reader for compatibility.
What is the password format for the SBI credit card PDF statement?
If you're trying to open your SBI credit card PDF statement, you'll need to enter a password before you can view its contents - here’s what you need to know:
- SBI encrypts PDF statements for security, requiring a specific password format to access
- The standard password format is: The first four letters of your name (in uppercase) as it appears on your credit card, followed by your date of birth in DDMM format
Example:
If your name is Rakesh Kumar and your date of birth is 15th March, the password would be:
- RAKU1503
To open the PDF securely and make annotations or save a copy:
- Use Adobe Acrobat Reader on desktop or mobile for best compatibility
- Adobe Acrobat lets you securely unlock and manage PDFs without compromising data privacy.
How can I view my ICICI credit card statement online or offline?
Many users want flexibility in accessing their ICICI credit card statement. Whether you prefer digital or paper formats, here are your options:
To view online:
- Log into ICICI Bank’s iMobile app or Internet Banking
- Go to: Cards > Credit Cards > View Statement
- Choose the billing cycle you want to view or download
To view offline:
- ICICI emails monthly statements as password-protected PDFs
- You can also request paper statements via bank settings (charges may apply)
To open the downloaded PDF:
The password format is usually your 8-digit date of birth in DDMMYYYY format
- Example: If your DOB is 4th August 1991, your password is 04081991
- With Adobe Acrobat, you can easily open, search, highlight or print your statement
- You can also merge statements, add comments, or convert them into Excel for tracking expenses
What is the password format for the HDFC credit card PDF statement?
If you’ve received your HDFC statement and can’t open it, the password format might be the issue - here’s what you should know:
- HDFC Bank secures its statements with a PDF password that combines your personal info
- The password format is: the first four letters of your name (as per the statement, in lowercase) followed by your date and month of birth in DDMM format
Example:
If your name is Priya Sharma and your birthday is 9th January:
- Password: priya0901
Note:
- The name should match exactly how it appears on the card statement
How can I view or download my Axis credit card statement?
Bank users may want to know all options available to access their Axis credit card statement. Here’s how you can get your statement quickly:
Online methods:
- Log into Axis Internet Banking or mobile app
- Navigate to: Credit Cards > View Statement
- Choose the desired billing cycle
- You can download the PDF version directly
Email delivery:
- Axis also emails statements monthly as password-protected PDFs
To open the PDF:
- The password format is typically: Your name in uppercase (first four letters), followed by your date of birth in DDMM format
Example: If your name is Rohit Singh and DOB is 10th April:
- Password: ROHI1004
What is the correct password to open an ICICI credit card PDF statement?
This is one of the most frequently searched questions, and understandably so.
If you're struggling to access your ICICI credit card PDF statement:
- ICICI usually uses your full date of birth in DDMMYYYY format
- Ensure no spaces or special characters
Example: Date of birth: 5th December 1990
- Password: 05121990
Tips:
- Try opening the file using Adobe Acrobat Reader, as some other apps may fail to handle encryption properly
- Use Acrobat to save the file securely, search within it, or extract key information using the PDF editor for PDFs.
Helpful Adobe Acrobat features for managing credit card statements.
Unlocking your statement is just the first step. Adobe Acrobat offers several tools to help you make the most of your monthly statements:
- Search: Instantly find a merchant name or transaction
- Highlight and comment: Mark suspicious or noteworthy charges
- Organise: Combine statements into a single file or folder for tax season
- Convert: Export PDF to Excel to track and analyse spend patterns
- Secure: Add your own encryption or redact personal info for safe sharing
Troubleshooting guide: Can't open your credit card PDF statement?
If you're still unable to open your statement, try these quick checks:
- Double-check your password format: Make sure you're using the correct format specific to your bank (uppercase or lowercase, DDMM or DDMMYYYY)
- Try your official name: Use the exact spelling and format of your name as shown on your statement or credit card
- Use Adobe Acrobat Reader: Other apps may not support all PDF security features
- Update your app: Ensure you're using the latest version of Adobe Acrobat for compatibility
- Still having issues? Try opening the statement on a different device or contact your bank's customer support for password clarification.
https://main--dc--adobecom.aem.live/dc-shared/fragments/roc/blog/acrobat-reader-scan-web
Frequently asked questions.
Can I remove the password from my credit card PDF statement after opening it?
Yes, once you've opened the PDF using the correct password in Adobe Acrobat Pro, you can choose to save a password-free copy for your personal use.
- Open the file using the password
- Go to “File” > “Properties” > “Security”
- Set Security Method to “No Security”
- Save the file
- Note: This is recommended only for secure, private devices
Is it safe to store my credit card statements in the cloud?
Yes, if you're using a secure cloud platform like Adobe Document Cloud, your files are encrypted and safely stored.
- Avoid uploading sensitive files to unverified platforms
- Use strong passwords and two-factor authentication where possible
Can I search for a specific transaction or merchant within a PDF statement?
Yes, Adobe Acrobat Reader and Pro both offer full-text search.
- Open the statement
- Press Ctrl+F (Windows) or Cmd+F (Mac)
- Enter the transaction or merchant name
Can I extract transactions from my credit card statement into Excel?
Yes. With Adobe Acrobat Pro, you can convert PDF statements into editable Excel spreadsheets.
- Open the statement
- Go to “Export PDF” > Choose Excel
- Acrobat will auto-detect tables and generate an .xlsx file
What should I do if my statement appears blank after opening the PDF?
This may be due to a rendering issue or outdated PDF viewer.
- Ensure you're using the latest version of Adobe Acrobat Reader
- Try opening on another device
- Re-download the statement from your bank
- Clear cache if viewing in-browser
Can I combine multiple bank statements into one PDF for record-keeping?
Yes, Adobe Acrobat Pro allows you to merge multiple PDF files into one consolidated document.
- Go to “Tools” > “Combine Files”
- Add all your monthly statements
- Arrange them and click “Combine”
How long should I keep my credit card statements?
It’s advisable to retain at least 12 to 18 months of statements.
- For tax or legal purposes, consider keeping up to 7 years
- Digital backups are safer and easier to organise than paper files
Can I digitally sign my statement or add notes for personal use?
Yes, with Adobe Acrobat:
- Use the “Comment” tool to add sticky notes or highlights
- Use “Fill & Sign” to add your signature or notes for accounting or reimbursement
Is there a mobile-friendly way to manage these PDF statements?
Yes, the Adobe Acrobat Reader mobile app (available for Android and iOS) lets you:
- Open password-protected PDFs
- Search, annotate and share files
- Sync documents with Adobe Cloud for cross-device access
What if I suspect fraud on my statement — can I highlight it digitally?
Yes, you can use the Highlight tool in Adobe Acrobat to mark suspicious transactions.
- Highlight the entry
- Add a comment or note
- Save or share the annotated version when contacting your bank
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