Create a budget planning worksheet template.

Use this handy budgeting outline to get your finances organized once and for all.

No one loves to be on a budget, much less make one, but it is essential for managing your finances and building long-term wealth. However, one of the most significant barriers most people face when building a budget is knowing exactly where to begin. That’s why we’ve created a basic budget template to help you make a budget that works for your household.

Basic budget planning worksheet.

This is a basic budget worksheet that you can use as a starting template to build your household budget. We’ve included some example expenses, but feel free to adjust them as needed to reflect your unique spending.

Gross Income:

• Wages/Salary/Benefits
• Investments
• Other income (alimony, child support, etc.)

Taxes Owed (not withheld by an employer):

• Federal Income Tax
• State/Local Income Tax
• Social Security/Medicare Tax

Insurance:

• Health insurance premiums
• Vehicle/Home insurance premiums

Expenses:

• Groceries
• Utilities
• Personal Care
• Clothing
• Activities/Entertainment
• Transportation

Using a budget planner can significantly reduce your risk of overspending. It helps you identify areas where you can cut back to save towards bigger goals you might have, such as a family vacation. Plus, creating a budget sheet that you can keep handy can help you stay accountable and focus on building long-term financial security instead of splurging on a one-time impulse buy.

Easily design a household budget that’s as beautiful as it is functional — discover what more you can do with Adobe Acrobat to create, share, and send PDFs today.