100 Quotes about money for financial savvy in every form.

This comprehensive list of money quotes covers wealth, wages, money mindsets, and more.

Design with your quote

Money quotes to inspire and inform — whether you want to save or rake it in.

Money is something everyone has opinions about. We have too little, or we’re buying something we’re excited about, or we got a raise, or we need a raise, or we have a saving goal we want to meet.

History’s greatest artists, leaders, and thinkers have taken seemingly ordinary money experiences and turned them into unique money quotes that inspire and inform. Quotes about money challenge our money mindsets, provide social commentary, and can even provide needed humor.

Since money affects everyone, money quotes are used abundantly in posters, social media posts, banners, flyers, and more. Look for the perfect money quote and put it to good use. It’s all easy in Adobe Express — no experience required.

Money motivation quotes to bring home more bacon.

Money motivation quotes inspire different things for different people. Someone hankering to create a cash cow business uses money motivation quotes to keep eyes on the prize. If someone is thinking more about money management, quotes like these provide insights to make wiser moves.

At some point, everyone fantasizes about ranking it in, whether in general or for specific goals or whims. These money motivation quotes are fodder for that fantasy, and they contain some real nuggets of wisdom, too.

I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.”
Warren Buffett
Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.”

Franklin D. Roosevelt

Money is the reflection of the effort, not the achievement itself.

Formal education will make you a living; self-education will make you a fortune.”

Jim Rohn

When someone finishes school, one of the deciding factors in the job search is what job pays the most. Payment isn’t always in dollars and cents, though.

If your ship doesn’t come in, swim out to meet it.”
Jonathan Winters
Too many people spend money they earned...to buy things they don't want...to impress people that they don't like.”

Will Rogers

When was the last time you checked in with yourself to see why you dream of more money? Put what you want into words, then ask yourself, “why?”

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.”

Johann Wolfgang von Goethe

Time is money, they say, and Goethe agreed. This quote could be used on a poster or in a photo collage for personal inspiration to make the most of what we have.

It is not the man who has too little, but the man who craves more, that is poor.”
Seneca
It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages.”
Henry Ford
I’m a great believer in luck, and I find the harder I work the more I have of it.”
Thomas Jefferson
I’m only rich because I know when I’m wrong...I basically have survived by recognizing my mistakes.”

George Soros

We associate money with success, and we associate success with business acumen or strategic know-how. There’s a lot more trial and error to success than we realize, though.

If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years.”
David Rubenstein
When buying shares, ask yourself, would you buy the whole company?”

Rene Rivkin

Money management quotes that talk about stocks offer some interesting mental exercises to reflect on what to invest in.

Unfortunately most ways of making big money take a long time. By the time one has made the money one is too old to enjoy it.”
Ian Fleming , Goldfinger
It takes as much energy to wish as it does to plan.”

Eleanor Roosevelt

This short message could fit on a flyer or in a card. It’s short but forces us to change gears instantly. Why waste time wishing?

There are three faithful friends, an old wife, an old dog, and ready money.”

Benjamin Franklin, Poor Richard's Almanack

Ben Franklin left a huge legacy of money quotes, and this is one of them. “Ready money” means liquid cash, and everyone could use more of it.

The two most beautiful words in the English language are 'check enclosed.”
Dorothy Parker
'Don't you ever mind,' she asked suddenly, 'not being rich enough to buy all the books you want?'”

Edith Wharton, The House of Mirth

This picture-esque quote takes the money-grubbing edge off of simply wanting to earn more. We all have our reasons.

The man who does more than he is paid for will soon be paid for more than he does.”

Napoleon Hill

Most “get money quotes” can double as success quotes, too, like this one by writer Napoleon Hill.

It all came down to money — the great equalizer and common denominator.”
James Ellroy , The Big Nowhere
There is no such thing as just enough money. Only two measures: No Money and Not Enough Money.”
John Steinbeck , The Winter of Our Discontent

Saving money quotes to help balance the books.

Money doesn’t grow on trees, they say. Fortunately, that’s where saving money quotes come in. From financial gurus to lauded artists, saving is something we all have to learn to do — even old money quotes tell us that.

If you’re craving financial wisdom or need a saving money affirmation, quotes about saving help you tighten your belt, get real about how you spend, and nurture your best relationship with money. These quotes are especially useful for inspirational posters and flyers. Choose your favorites and imagine all that these saving quotes can do.

You must gain control over your money or the lack of it will forever control you.”

Dave Ramsey

As they say, “a fool and his money are soon parted.” No one wants to be the fool.

You can be young without money, but you can't be old without it.”

Tennessee Williams

Retirement seems far off for some, but the older we get, the more money we need. Saving requires thinking about our twilight years.

I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.”
Malcolm Forbes
Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”
Paul Samuelson
How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.”

Robert G. Allen

Robert G. Allen made his point about safer savings versus aggressive investment strategies, but for everyone not on the verge of making millions, savings accounts offer security.

The quickest way to double your money is to fold it in half and put it in your back pocket.”
Will Rogers
Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.”
Zig Ziglar
The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.”

T.T. Munger

It might be too money-nerd for some, but a logic tree of “do I need this,” “do I want something else more,” and “what will this do to my goals” could cultivate these virtues.

It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
Robert Kiyosaki
I'd like to live as a poor man with lots of money.”

Pablo Picasso

If you don’t require an exorbitant lifestyle, don’t break the bank on things you don’t really want.

If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.”
Edmund Burke
Having money is a way of being free of money.”

Albert Camus

Money affirmation quotes say money isn’t the end-all. We want to be free of it so we can focus on everything else. Having enough that we’re financially secure is how we free ourselves of money.

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.”
Charles Dickens
Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.”

Dave Ramsey

Whenever the equation of money-in, money-out comes to less than zero, it will never work.

Those who know the true use of money, and regulate the measure of wealth according to their needs, live contented with few things.”

Spinoza

It seems simple: regulate your needs. In practice, though, it’s much harder. Saving money quotes can be helpful reminders.

Don't tell me what you value, show me your budget, and I'll tell you what you value.”
Joe Biden
It is a kind of spiritual snobbery that makes people think they can be happy without money.”

Albert Camus

There are countless adages that say money isn’t everything. Having enough to live comfortably, though, is almost always a requisite to take full advantage of what really makes us happy.

Wealth consists not in having great possessions, but in having few wants.”
Epictetus
Money is better than poverty, if only for financial reasons.”
Woody Allen , Without Feathers
Money looks better in the bank than on your feet.”

Sophia Amoruso, #Girlboss

If you haven’t ever logged into your online banking just to revel in a growing savings balance, you’re missing out.

Quotes about money and life that tie it all together.

There are other ways that money tangoes with life, too. The romantic relationships we have require financial collaboration. The friendships we have pepper in expenses, too. Knowing when to pick up the tab or how to help someone who’s flat broke mix money in with other parts of life. When you stop to think about it, money impacts everything. How do you keep it all in perspective?

Quotes about money and life help put money in its place. Peruse this handpicked list of money quotes, and you’ll find the scroll stopper that gets you thinking.

Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each.”
Christopher Rice
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”

Ayn Rand

Check in with yourself: do you think of money as a solution to problems? Or are you prepared to be the driver and stay the driver, no matter how much money comes in?

If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.”
Henry Ford
Fidelity purchased with money, money can destroy.”

Seneca, The Conquest of Happiness

In the context of romantic relationships, quotes about money show how money takes away from other values.

Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.”
Benjamin Franklin
He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.”

Eleanor Roosevelt

We can understand the role of money in life by keeping it in perspective.

I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too.”

Steve Martin

A little humor around money never hurts. The punchline of this quote could be on the inside of a card while the first lines are on the front.

The stock market is filled with individuals who know the price of everything, but the value of nothing.”
Phillip Fisher
Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man.”
Kahlil Gibran
If you want to know what God thinks of money, just look at the people he gave it to.”
Dorothy Parker
Everyone wants to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.”

Oprah Winfrey

Friendship quotes about money share a lot in common with relationship quotes. The people who stick with you through the tough times are worth their weight in gold.

While money can't buy happiness, it certainly lets you choose your own form of misery.”

Groucho Marx

This clever quip is a great reply to “money isn’t everything.” Of course it isn’t. Financial security, though, and a little extra gravy on top, change the flavor of misery.

A man wants to earn money in order to be happy, and his whole effort and the best of a life are devoted to the earning of that money. Happiness is forgotten; the means are taken for the end.”

Albert Camus, The Myth of Sisyphus and Other Essays

When we focus on making money, how often are we aware of everything we’re sacrificing?

When somebody says it’s not about the money, it’s about the money.”
H.L. Mencken
There is only one class in the community that thinks more about money than the rich, and that is the poor.”
Oscar Wilde
Of all the icy blasts that blow on love, a request for money is the most chilling.”

Gustave Flaubert, Madame Bovary

Relationship quotes on money capture the tough reality of intertangled financial health.

Money is numbers and numbers never end. If it takes money to be happy, your search for happiness will never end.”
Bob Marley
Yes, the truth is that men's ambition and their desire to make money are among the most frequent causes of deliberate acts of injustice.”

Aristotle, Politics

For a great money truism on a poster or social media post, look for famous quotes about money like this one.

Money follows art. Money wants what it can't buy. Class and talent. And remember while there's a talent for making money, it takes real talent to know how to spend it.”
Candace Bushnell , One Fifth Avenue
Waste your money and you're only out of money, but waste your time and you've lost a part of your life.”

Michael LeBoeuf

The phrase “you get what you pay for” usually refers to the quality of a product, but it has a double meaning here. In life, you get what you pay for in time.

Money mindset quotes to think differently about wealth.

Overall financial health depends on our overall money mindset. Positive money quotes can shape our opinions about money, thoughts on how to spend it, and perspective of what it represents.

Choose the money mindset quotes that challenge your own viewpoint, or the ones that could be helpful for someone you know. Money is a hard topic to talk about, but sharing a thoughtful quote in a card or letter can give you space to elaborate on your thoughts. History left us with some great money quotes to get the conversation started.

It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.”

George Lorimer

Why not include other measures of your happiness on your balance sheet, too?

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.”
Norman Vincent Peale
A wise person should have money in their head, but not in their heart.”

Jonathan Swift

Money could be confined to thinking and planning, leaving our feeling and dreaming to other subjects.

Don't think money does everything or you are going to end up doing everything for money.”
Voltaire
Opportunity is missed by most people because it is dressed in overalls and looks like work.”
Thomas Edison
A real entrepreneur is somebody who has no safety net underneath them.”

Henry Kravis

Hard times tend to inspire our greatest innovations, so don’t see lean times as entirely bad.

Not everything that can be counted counts, and not everything that counts can be counted.”

Albert Einstein

This memorable quote offers a fun play on words. Imagine it in a thank you card for something someone did, rather than a gift bought.

The four most expensive words in the English language are, ‘This time it’s different.’”
Sir John Templeton
Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame.”
Arthur Schopenhauer
It doesn’t matter about money; having it, not having it. Or having clothes, or not having them. You’re still left alone with yourself in the end.”
Billy idol
You'd be surprised what people will do for money that they wouldn't do for love.”

Rachel Caine, Bite Club

This quote comments on society at large. How could you use this quote to give a large audience of people pause?

Libraries will get you through times of no money better than money will get you through times of no libraries.”

Anne Herbert

Remix this quote to compare money to something else that, in your life, is worth more.

The test of our progress is not whether we add more to the abundance of those who have much; it is whether we provide enough for those who have too little.”

Franklin D. Roosevelt

Any money mindset that focuses solely on amassing wealth — and not how to improve the world, if only through small gestures — is missing the point.

Simple, genuine goodness is the best capital to found the business of this life upon. It lasts when fame and money fail, and is the only riches we can take out of this world with us.”
Louisa May Alcott , Little Men
And, for an instant, she stared directly into those soft blue eyes and knew, with an instinctive mammalian certainty, that the exceedingly rich were no longer even remotely human.”
William Gibson , Count Zero
Got no checkbooks, got no banks. Still I'd like to express my thanks — I've got the sun in the mornin' and the moon at night.”

Irving Berlin, I Got the Sun in the Morning

If you have a practice of listing out feelings of gratitude, this song lyric gives you a good start. Keep reading for more gratitude quotes.

Well, I guess in all honesty I would have to say that I never knew nor did I ever hear of anybody that money didn't change.”
Cormac McCarthy , No Country for Old Men
It's easy to say you don't care about money when you have plenty of it.”

Ransom Riggs,

Miss Peregrine's Home for Peculiar Children

Money has no fatherland, financiers are without patriotism and without decency, their sole object is gain.”

Napoleon Bonaparte

This centuries-old quote, translated from French, has a poetic quality about it. The takeaway: where money is the driver, no other can sit at the wheel.

Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations.”

Tim O'Reilly

This memorable metaphor would be perfect on an inspirational poster, or even in a photo collage with pictures of what you’re really here to live.

Short quotes about money for instant impact.

Short money quotes are perfect to share wherever space is limited. Maybe you’re making a banner to string up at work or want to load a thoughtful story to Instagram. Whatever the idea, short quotes about money are amazingly potent, even though they’re short.

In an average of just 53 characters, these short money quotes will fit anywhere you can imagine. Remember, it’s all easy to make in Adobe Express — no experience required.

Money often costs too much.”

Ralph Waldo Emerson

Powerful money quotes provide commentary on what we sacrifice for money.

Frugality includes all the other virtues.”
Cicero
An investment in knowledge pays the best interest.”

Benjamin Franklin

Start thinking about what other kinds of investment you want to make in your life.

A nickel ain't worth a dime anymore.”
Yogi Berra
If all the economists were laid end to end, they’d never reach a conclusion.”

George Bernard Shaw

If you feel anxious about market predictions, this quote can come in handy. Keep reading for more anxiety quotes, too, if money triggers stress for you.

Money may not buy happiness, but I'd rather cry in a Jaguar than on a bus.”
Françoise Sagan
Never spend your money before you have it.”

Thomas Jefferson

It looks like Thomas Jefferson didn’t believe in loans.

If you live for having it all, what you have is never enough.”
Vicki Robin
Fortune sides with him who dares.”

Virgil

This six-word quote is a dose of pure inspiration for entrepreneurs.

Wealth is not his that has it, but his that enjoys it.”

Benjamin Franklin

Make a photo collage of what you picture when you think of how you prefer to enjoy money. Do you see common themes in the pictures? Some might surprise you.

That money talks, I’ll not deny, I heard it once: it said, ‘goodbye.’”
Richard Armour
No wealth can ever make a bad man at peace with himself.”
Plato
The hardest thing in the world to understand is the income tax.”

Albert Einstein

Even Albert Einstein had trouble with that one.

Lottery: A tax on people who are bad at math.”

Ambrose Bierce,

The Unabridged Devil's Dictionary

Money-makers are tiresome company, as they have no standard but cash value.”
Plato , The Republic
Money isn't everything...but it ranks right up there with oxygen.”

Rita Davenport

Short quotes about money can squeeze some humor in, too.

We no longer live life. We consume it.”
Vicki Robin
Money can only give happiness where there is nothing else to give it.”

Jane Austen, Sense and Sensibility

Turn “giving” around and think of what you give to others that makes them happy. Surely, it’s rarely money.

There's nothing in the world so demoralizing as money.”

Sophocles, Antigone

Anyone who’s been objectified by their balance sheet knows what Sophocles meant.

Money speaks sense in a language all nations understand.”
Aphra Behn

Tips to spread the wealth.

These money quotes aren’t just for financial gurus, big investors, and bank employees. They can bring insights, inspiration, and humor to unexpected places, for you and others in your life.

Here are some novel ideas of how and where to use these quotes about money:

Exercise: check your own money mindset.

You think you know your money mindset, and maybe you do. There’s always something about our attitude toward money that can surprise us, though. These can only be teased out with a mental mindset check.

Here’s what you do:

Choose a money quote that resonates with you.
Rephrase the message of the quote in your own words.
Next to the rephrased message, write down the biggest money-related challenge you’ve had recently.
Compare your behavior to the message of the money quote you liked — do they match?

If what we think “sounds nice” doesn’t match up with our behaviors, our money mindset might not be what we think. The quote you choose might be a needed source of direction.

Adobe Express can help.

Adobe Express has templates and customization tools to put your favorite money quotes to work. If you want to use money quotes in cards, letters, posters, banners, collages, flyers, or other creative projects, Adobe Express makes it as simple as picking a template and personalizing it, or making your own idea with easy-to-use tools. Whatever message you want to transmit, Adobe Express brings it to life, no experience required.

Design with your quote